Key Federal Credit Union

Website Terms and Conditions of use Policy

Please read these Terms and Conditions carefully. Any use of these Key Federal Credit Union Sites constitutes your agreement to each provision of these Terms and Conditions, including but not limited to the credit union’s Privacy Disclosure. If you do not agree, please exit the Site at this time.

License Granted and Use Restrictions; Your Indemnification.

The term “these sites” or the “sites” when referring to our sites includes KeyFCU.Com, KeyFCU.Net, and KeyFCU.Org and any future Key Federal Credit Union site.

These Sites are intended to provide members (“you”) of Key Federal Credit Union easy access to information about the product and services of Key Federal Credit Union. We grant you a nonexclusive, revocable license to copy or print an unaltered permanent copy of information on these Sites for your personal and non-commercial use. You may not otherwise copy, modify, publicly distribute or display, perform, publish, license, create derivative works from, transfer or sell anything obtained from these Sites.

You agree that you will not alter any Site information and will not use (or allow others to use) these Sites or any information obtained from it for any wrongful, unauthorized or unlawful purpose and agree to indemnify and hold us and our affiliates harmless from and against any loss, damage or expense (including attorneys fees) incurred by them because of any such use.

Privacy

We understand that you are concerned about privacy. For information about how we treat information that you provide us through these Sites, please see our Privacy Disclosure which is incorporated into these Terms and Conditions as though fully set forth.

Information Accuracy—No Warranties

All information is either generated by us or is obtained from sources believed by us to be accurate and reliable as of the date posted on these Sites. However, because of the possibility of human and mechanical error, delayed updates, as well as other factors such as the difficulty of securing web sites from unauthorized alterations or the occurrence of a system breakdown or other unavailability, neither we nor any of our affiliates provides any representations or warranties regarding these Sites or any information in it. These Sites and all information is provided "AS IS" and with all faults, and we make no representations and disclaim all implied warranties of every kind, including warranties or any duties (if any) as to accuracy, timeliness, completeness, suitability, availability, merchantability and fitness for any particular purpose.

Links to Other Sites

These Sites contains links to other sites. Some of the links from our Sites will take you away from the KeyFCU.Com, KeyFCU.Net, or KeyFCU.Org sites to a third party or co-branded site where you may see the Key FCU logo as well as the logo of another service provider. Third party and co-branded sites include, but are not limited to: ncua.gov and annualcreditreport.com. Any information you provide to these third party and co-branded sites is collected by the service provider. Each of these third party and co-branded sites has separate privacy statements. Please be aware that Key FCU cannot be responsible for the privacy practices or content of other sites.

We may also have links from KeyFCU.Com, KeyFCU.Net, or KeyFCU.Org to fully branded service provider sites. As you view information on a fully branded site you will see a change in the URL (found in the address space of your internet browser) but the pages may appear as Key Federal Credit Union and the service provider is not identified. All information collected on fully branded sites is used by Key Federal Credit Union only and is not shared or used for any purpose other than processing your application and providing the requested service, but may be transferred as part of an acquisition, merger or an insolvency proceeding. 

Computer Virus Information

It is possible to contract a computer virus or other malicious code by using the Internet or materials downloaded from it. We cannot assure you that these Sites and any software or other information downloaded from it will be virus or problem free and disclaim any liability (if any) for viruses and similar problems. We attempt to keep our sites virus free, but cannot assure you that our efforts will always be successful.

Consequential Damages

To the full extent allowed by applicable law, you agree that neither we nor any of our affiliates will be liable to you and/or any third party for any consequential or incidental damages (including but not limited to lost profits or lost opportunity), or any other indirect, special, or punitive damages whatsoever, that arise out of or are related to these Sites, or any use of it or information in it, even if we have been advised of the possibility of such damages. This exclusion of damages includes damages claimed in any cause of action, including but not limited to legal or equitable proceedings and claims relating to contract, tort or products liability.

Damages Limitations and Exclusive Remedies

You agree that your recovery for any allowable damages will be limited to those that you incur in actual reliance and shall be limited, at our election, to: (1) a refund of any amount (if any) you paid to us or (2) correction or replacement of any information. Any failure of any remedy does not affect the enforceability of the limitations on and exclusions of consequential, incidental and other damages, and you expressly agree that those limitations and exclusions are independent of the performance of any or all agreed remedies. All limitations will apply to all legal and equitable theories, including but not limited to contract, tort or products liability.

Changes and Availability

We reserve the right to change these terms and conditions from time to time, however, so you agree to check the Terms and Conditions periodically to make sure you remain comfortable with it. Each time you visit our Sites, you agree to check for changes to the Terms and Conditions. No changes proposed by you or us will be effective unless and until they appear in these Terms and Conditions. If you do not want to be bound by any changes, you must not use these Sites after this date.

We also reserve the right to terminate these Sites or your license, make access unavailable, and change the Sites content, with or without reason or notice at any time. Accordingly, if you would like a copy of something that you are authorized to copy, you should copy it when you see it.

Miscellaneous Provisions

The laws of the State of Texas govern this agreement. You consent to the jurisdiction and venue of the courts in Houston, Harris County, TX. In all disputes arising out of or relating to these Sites, any use of it or any information in it. You agree that a printed or electronic version of these Terms and Conditions (as changed from time to time) will be admissible in any judicial or administrative proceedings to the same extent as paper records. If you ever believe we have not adhered to this contract or are liable for any other reason, please contact us immediately. If you feel compelled to bring a lawsuit or other proceeding, you must do so within one (1) year of the date you have a right to sue. Any clause of these Terms and Conditions declared invalid shall be deemed severable and shall not affect the validity or enforceability of the remainder.

You also agree that the prevailing party in any lawsuit shall be entitled to reasonable attorney fees and costs.

Contact us if you have questions or problems with these Sites.